Pelindungan Hukum dalam Eksekusi Kendaraan pada Program Kepemilikan Kendaraan Karyawan
DOI:
https://doi.org/10.55606/srj-yappi.v4i4.2893Keywords:
Employee Protection, Execution, Fiduciary Security, Legal Protection, Normative JuridicalAbstract
The Employee Vehicle Ownership Program is an internal company policy that provides vehicle financing facilities through an installment mechanism. In practice, vehicles under this program are not bound by fiduciary security as regulated by Law of the Republic of Indonesia Number 42 of 1999 concerning Fiduciary Security. This study examines the legal consequences of vehicle repossession without fiduciary security and the legal protection afforded to employees from civil and security law perspectives. The theories used are the Theory of Legal Consequences according to R. Soeroso, the Theory of Legal Protection according to Sudikno Mertokusumo, and the Theory of Security Law according to Salim HS. This study employs a Normative Juridical method supported by interviews, using a Statutory Approach. Legal materials were collected by identifying and inventorying legislation, books, journals, and other legal sources and analyzed through grammatical and systematic interpretation. The findings show that repossession without valid fiduciary security has no executorial basis, making the company a concurrent creditor under Articles 1131 and 1132 of the Indonesian Civil Code. Unilateral repossession without a fiduciary certificate or court ruling contradicts fair legal process and Constitutional Court Decision Number 18/PUU-XVII/2019.
References
Akbar, A. F. (2021). Peran notaris pada pembuatan akta jaminan fidusia dengan objek jaminan berupa hak cipta. Indonesian Notary, 3(2), 2.
Alifiya, A., & Reykasari, Y. (2025). Keabsahan penarikan sepihak obyek fidusia oleh debt collector tanpa adanya sertifikat fidusia sebagai bentuk pelaksanaan parate eksekusi. Indonesian Journal of Law and Justice, 2(4), 11. https://doi.org/10.47134/ijlj.v2i4.4111
Asshiddiqie, J. (2021). Konstitusi dan hak milik. Makalah Simposium Hukum Nasional, Mahkamah Konstitusi Republik Indonesia, Jakarta.
Bouzen, R., & Ashibly, A. (2021). Pelaksanaan eksekusi jaminan fidusia terhadap debitur yang wanprestasi setelah keluarnya Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. Jurnal Gagasan Hukum, 3(2), 137–148. https://doi.org/10.31849/jgh.v3i02.8907
Dewi, P. E. T. (2024). Eksekusi jaminan fidusia: Analisis konflik norma dalam UU Nomor 42 Tahun 1999 dan Putusan Mahkamah Konstitusi No. 18/PUU-XVII/2019. INVENTION: Journal of Intellectual Property Law, 1(1), 60–72. https://doi.org/10.70358/invention.v1i1.1248
Janwarin, A., Zein, K., Mulyati, E., & Suryamah, A. (2023). Eksekusi jaminan fidusia tanpa melalui putusan pengadilan pasca Putusan Mahkamah Konstitusi Nomor 2/PUU-XIX/2021. Syntax Literate: Jurnal Ilmiah Indonesia, 8(2), 1002–1015. https://doi.org/10.36418/syntax-literate.v8i2.11379
Karelina, N., Abubakar, L., & Handayani, T. (2022). Implikasi hukum Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 dan penegasannya dalam Putusan Mahkamah Konstitusi Nomor 2/PUU-XIX/2021 terhadap eksekusi jaminan fidusia dan perumusan klausula perjanjian. ACTA DIURNAL Jurnal Ilmu Hukum Kenotariatan, 5(2), 187–201. https://doi.org/10.23920/acta.v5i2.738
Nabila, S. H. (2022). Kekuatan eksekutorial sertifikat jaminan fidusia pasca Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 dan Putusan Mahkamah Konstitusi Nomor 2/PUU-XIX/2021. Pattimura Legal Journal, 1, 240–247. https://doi.org/10.47268/pela.v1i3.7513
Nainggolan, H. V., Kamello, T., Purba, H., & Leviza, J. (2023). Penerapan Putusan Mahkamah Konstitusi No. 18/PUU-XVII/2019 dalam putusan pengadilan terkait eksekusi jaminan fidusia. Locus Journal of Academic Literature Review, 2(4), 365–372. https://doi.org/10.56128/ljoalr.v2i4.155
Prasnowo, A. D., & Badriyah, S. M. (2019). Implementasi asas keseimbangan bagi para pihak dalam perjanjian baku. Jurnal Magister Hukum Udayana (Udayana Master Law Journal), 8(1), 61–75. https://doi.org/10.24843/JMHU.2019.v08.i01.p05
Ramanda, I. G. R., Wiryani, M., & Mahendrawati, N. L. (2021). Legal protection of debtor in credit settlement with fiduciary guarantee. Jurnal Hukum Prasada, 8(2), 101–106. https://doi.org/10.22225/jhp.8.2.2021.101-106
Saffanah, A. H., & Ramadhani, D. A. (2024). Perlindungan hukum debitur dalam eksekusi jaminan fidusia pasca Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. Jurnal USM Law Review, 7(3), 1784–1800. https://doi.org/10.26623/julr.v7i3.10707
Sinaga, N. A. (2018). Peranan asas itikad baik dalam mewujudkan keadilan para pihak dalam perjanjian. Jurnal Ilmiah M-Progress, 8(1). https://doi.org/10.35968/m-pu.v8i1.186
Sindra, S. (2020). Kepastian hukum eksekusi objek jaminan fidusia. Binamulia Hukum, 9(1), 45–56. https://doi.org/10.37893/jbh.v9i1.361
Sipayung, B. (2025). Tinjauan yuridis Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 tentang eksekusi jaminan fidusia dan perlindungan hak debitur. Sanskara Hukum dan HAM, 4(2), 155–163. https://doi.org/10.58812/shh.v4i02.716
Siregar, D. (2025). Default in unsecured debt and receivables agreement (Wanprestasi dalam perjanjian utang dan piutang tanpa jaminan). Ganec Swara, 19(1), 272–278. https://doi.org/10.59896/gara.v19i1.215
Supianto, S., & Rumawi, R. (2022). Implikasi Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019 terhadap pelaksanaan eksekusi jaminan fidusia. DIVERSI: Jurnal Hukum, 8(1), 78–110. https://doi.org/10.32503/diversi.v8i1.1181
Syafrida, S., & Hartati, R. (2020). Eksekusi jaminan fidusia setelah Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. ADIL: Jurnal Hukum, 11(1). https://doi.org/10.33476/ajl.v11i1.1447
Ulfa, M., & Wisnaeni, F. (2025). Peran notaris dalam transaksi fidusia untuk menjamin kepastian dan perlindungan hukum. Notarius, 18(2), 357–373. https://doi.org/10.14710/nts.v18i2.65865
Usmaina, S. P. N., & Apriani, R. (2022). Perlindungan hukum bagi pihak kreditur dalam perjanjian jaminan fidusia. Wajah Hukum, 6(1), 98–107. https://doi.org/10.33087/wjh.v6i1.731
Wirawan, A. (2022). Reformulasi atas lelang eksekusi jaminan fidusia pasca Putusan Mahkamah Konstitusi Nomor 71/PUU-XIX/2021. Indonesian Rich Journal, 3(2), 61–73. https://doi.org/10.31092/irj.v3i1
Yani, S. (2020). Perlindungan hukum terhadap debitur pada perjanjian pembiayaan konsumen dengan pembebanan jaminan fidusia. UNES Law Review, 2(3), 299–320. https://doi.org/10.31933/unesrev.v2i3.124
Yuliantri, R. (2023). Tinjauan hukum tanggung jawab Pejabat Pembuat Akta Tanah dalam pemalsuan akta hibah: Studi Putusan Pengadilan Negeri Nomor 44/Pid.B/2021/PN.Clp. Kabillah, 8(2), 246–264. https://doi.org/10.35127/kabillah.v8i2.319
Yunardi, N. P. (2023). Pelaksanaan parate eksekusi jaminan fidusia di Kota Jambi. Zaaken: Journal of Civil and Business Law, 4(2), 300–316. https://doi.org/10.22437/zaaken.v4i2.24044
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Student Research Journal
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
