Analisis Perbandingan Kinerja Keuangan Bank Umum Syariah Di Indonesia Sebelum Dan Sesudah Covid 19
DOI:
https://doi.org/10.55606/jimas.v2i4.653Keywords:
Covid-19, Financial Performance, Islamic Commercial BanksAbstract
The Covid-19 pandemic is a problem for banks because it can cause problems in the real sector or potential problems for the business world in the banking sector. This of course can happen, because the banking sector is an intermediary or intermediary institution supporting the needs of investment funds in the business world. The data analysis method in this study uses quantitative analysis with a comparative approach which aims to determine differences in the financial performance of Islamic commercial banks before Covid-19 and after Covid-19 using the indicators ROA, CAR, BOPO, NPF and FDR. The source of data in this study is secondary data, in which researchers obtain financial performance data from financial reports contained in OJK. The results of this study indicate that the financial performance of Islamic Commercial Banks compared to before Covid-19 has decreased in the financial ratios ROA, FDR, BOPO after Covid-19 while the ratio of CAR, NPF after Covid 19 has increased compared to before Covid-19.
References
Effendi, I., & Hariani, P. (2020). Dampak Covid-19 terhadap Bank Syariah : Impact of Covid-19 on Islamic Banks. EKONOMIKAWAN : Jurnal Ilmu Ekonomi Dan Studi Pembangunan, 20(79), 221–230.
Hidayat, R., Umam, R., & Tripalupi, R. I. (2021). Kinerja Keuangan Perbankan Syariah Pada Masa Covid-19 Dan Strategi Peningkatannya. Finansha: Journal of Sharia Financial Management, 2(2), 77–91. https://doi.org/10.15575/fjsfm.v2i2.14207
Larasati, C. W. (2023). Analisis Kinerja Keuangan Dan Nilai Perusahaan Sektor Property,Real estate Dan konstruksi (T. A. Seto (ed.)). Media Pustaka Indo
Maghfiroh, R. N. (2021). Analisis Dampak Covid-19 Terhadap Kinerja Keuangan Bank Di Indonesia. Jurnal Ekonomi Dan Bisnis, 2.
Nadia, U. (2021). SKRIPSI Diajukan Oleh : RANA MAULIDA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM NEGERI AR-RANIRY BANDA ACEH 2021 M / 1442 H (Issue 11).
Putra, I. G. S. (2021). Analisis Laporan Keuangan (M. A. Rosyid (ed.)). Cipta Media Nusantara.
Runtuwene, A., Pelleng, F. A. O., & Manoppo, W. S. (2019). Analisis Rasio Solvabilitas Untuk Mengukur Kinerja Keuangan Pada Bank SulutGo. Jurnal Administrasi Bisnis, 9(2), 9. https://doi.org/10.35797/jab.9.2.2019.23896.9-18
Downloads
Published
Issue
Section
License
Copyright (c) 2023 Alfia Dwi Damayanti, Herudini Subariyanti
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
